Aircraft Financing Articles & Resources

2026 King Air 350i Financing Guide

2026 Pilatus PC-12 NGX Financing Guide

BasicMed vs Third Class Medical (2026)

Importing Aircraft from Canada

What Is Aircraft Financing? A Complete Guide for Buyers

New to aircraft ownership? Start here. This guide breaks down the fundamentals of aircraft financing, from basic definitions to the key players involved.

How Do Aircraft Loans Work? From Application to Closing

Understand the step-by-step process of securing an airplane loan, including documentation, underwriting, and what to expect at closing.

How to Use an Aircraft Loan Calculator to Estimate Payments

Learn how to effectively use an aircraft loan calculator to budget for your purchase by understanding the inputs: loan amount, interest rate, and amortization.

Understanding Today's Aircraft Loan Rates

Aircraft loan rates can be fixed or variable. We explore what influences current rates and how you can secure the most competitive offer.

Aircraft Loan Terms Explained: Amortization vs. Term

A 20-year amortization with a 5-year term? This guide clarifies the critical difference between loan amortization and loan term and how it affects your payments.

Your Guide to Piston Aircraft Financing (Cessna, Piper, Cirrus)

Financing a piston aircraft like a Cessna, Piper, or Cirrus is unique. Learn about the typical loan structures, LTVs, and requirements for these popular models.

Turboprop Financing: A Guide for King Air, Pilatus & TBM Loans

Explore the world of turboprop financing. This article covers the specific considerations for acquiring loans for high-performance aircraft like the King Air, Pilatus, or TBM.

Private Jet Financing: How to Secure Your Loan

From light jets to mid-size, financing a private jet requires a specialized approach. We detail the process, documentation, and lender expectations.

The Ultimate Guide to Helicopter Financing

Helicopter loans differ from airplane loans. Learn about the unique aspects of financing rotary-wing aircraft for personal or commercial use.

Financing Experimental & Homebuilt Aircraft: What You Need to Know

While challenging, financing an experimental or homebuilt aircraft is possible. Find out what lenders look for and how to prepare your application.

How to Refinance Your Aircraft Loan for Better Rates

Learn how refinancing your aircraft loan can lower your monthly payments or access equity. Our guide covers the process, benefits, and when it makes sense.

Financing an Avionics Upgrade: Loans for Your Panel

Considering a new GPS or a full glass cockpit? Learn how to finance an avionics upgrade, often through a refinance or a separate equipment loan.

How to Finance a Major Engine Overhaul

Facing a costly engine overhaul? Discover your options for financing this critical maintenance event to keep your aircraft flying safely and preserve its value.

A Guide to Business Aircraft Financing for Your Company

Learn the specifics of securing an aircraft loan for your business. We cover corporate ownership structures, tax implications, and lender requirements.

Aircraft Financing for First-Time Buyers: 6 Steps to Success

Buying your first aircraft? Our guide for first-time buyers walks you through the financing process, from getting pre-qualified to a successful closing.

What Are the Requirements for an Aircraft Loan?

Learn what lenders require for an aircraft loan. Our guide covers the key requirements, from credit scores and financial documentation to aircraft condition.

How Much Down Payment for an Aircraft Loan?

Wondering how much to put down on an aircraft? Our guide explains typical down payment requirements, from 10% to 20%, and how it impacts your loan.

Does Aircraft Financing Cover the Pre-Buy Inspection?

A common question from buyers: can you roll the cost of a pre-buy inspection into your aircraft loan? We explain why this is typically an out-of-pocket expense.

How Aircraft Insurance and Financing Work Together

Before you can close on your aircraft loan, you'll need insurance. Learn how lenders and insurers work together and what coverage you'll be required to have.

LLC vs. Personal Name: How to Title Your Financed Aircraft

Should you own your aircraft in your personal name or an LLC? Explore the liability and tax considerations for titling your financed aircraft.

Financing Seaplanes and Amphibious Aircraft

Learn about the unique considerations for financing seaplanes and amphibious aircraft. From corrosion inspections to insurance, we cover what lenders look for.

A Guide to Fleet Financing for Flight Schools

Learn how flight schools can secure fleet financing to purchase or upgrade their training aircraft. We cover lender requirements and loan structuring.

How to Finance a Warbird or Vintage Aircraft

Financing a classic warbird or vintage aircraft is a unique challenge. Learn how lenders approach these historic assets and what you need to secure a loan.

Financing Agricultural (Ag) Aircraft: A Guide for Operators

Financing an agricultural aircraft like an Air Tractor or Thrush is a commercial loan process. Learn what lenders require from owner-operators and businesses.

Aircraft Financing for International Buyers (Non-U.S. Citizens)

As a non-U.S. citizen, financing an aircraft in the United States has unique challenges. Learn about the requirements, including trusts and higher down payments.

Understanding DSCR in Aircraft Loans

For business aircraft loans, lenders use the Debt Service Coverage Ratio (DSCR) to assess risk. Learn what DSCR is and how it's calculated.

How Aircraft Depreciation Affects Your Finances (Tax Guide)

Learn how aircraft depreciation works for tax purposes, including bonus and MACRS depreciation, and how it can impact your business's bottom line.

What Are the Closing Costs for an Aircraft Loan?

Budgeting for more than just the down payment is key. Our guide covers the typical closing costs associated with an aircraft loan, from escrow fees to appraisals.

Are Interest-Only Payments an Option for Aircraft Loans?

Explore the concept of interest-only payments for aircraft loans. Learn when this option might be available and the pros and cons for your cash flow.

How Your Credit Score Impacts Your Aircraft Loan Rate

Your credit score is one of the most critical factors in your aircraft loan application. Learn how it affects your interest rate, terms, and borrowing power.

Key Elements of an Aircraft Purchase Agreement

The purchase agreement is the legal backbone of your aircraft transaction. Learn about the key clauses, from the pre-buy contingency to delivery terms.

The Role of an Escrow Agent in an Aircraft Purchase

An escrow agent is a vital neutral third party in your aircraft purchase. Learn how they protect both buyer and seller by handling funds, title, and registration.

The FAA Aircraft Registration Process for a Financed Aircraft

Learn about the FAA aircraft registration process for a financed plane, including the roles of the Bill of Sale, Form 8050-1, and the lender's lien.

5 Common Mistakes to Avoid in Aircraft Financing

Avoid these common pitfalls when financing an aircraft. Our guide covers mistakes like skipping pre-qualification, skimping on the pre-buy, and more.

Why You Need an Aircraft Finance Broker, Not Just a Bank

Discover the advantages of using a specialized aircraft finance broker. We provide access to multiple lenders, expert guidance, and a streamlined process.

Tips for Financing an Older Aircraft (25+ Years)

Financing a vintage or classic aircraft can be challenging but rewarding. Learn what lenders look for when considering loans on older airplanes.

Using a 1031 Exchange for an Aircraft Purchase

A 1031 like-kind exchange can be a powerful tax deferral tool when selling one business aircraft and buying another. Learn how it works.

Financing Your Upgrade from a Piston to a Turbine Aircraft

Moving up from a piston to a turboprop or jet? Learn about the financial and underwriting considerations for this significant step in your ownership journey.

My Aircraft Loan Term is Ending: What Now? (Balloon Payments)

If your aircraft loan has a balloon payment coming due, you have several options. Learn about refinancing, paying off, or selling your aircraft.

Using a Co-Borrower on an Aircraft Loan

Can you use a co-borrower on an aircraft loan? Learn how adding a second person to the application can help you qualify and what lenders require.