Finance Your Cessna 210 Centurion

The Cessna 210 Centurion is a high-performance six-seat retractable that combines performance, capability, and value. Whether you're upgrading your aircraft or making your first purchase, we provide specialized Cessna 210 Centurion financing solutions with competitive rates and flexible terms tailored to your needs.

Cessna 210 Centurion Specifications & Performance

SpecificationDetails
CategoryPiston Single-Engine Retractable
Price Range$120,000 - $450,000
Typical Used Price$245,000
EngineContinental IO-550 (300 hp)
Cruise Speed174 knots
Range850 nm
Seats6
Useful Load1,400 lbs
Service Ceiling27,000 ft

Ready to Finance Your Cessna 210 Centurion?

Get competitive financing quotes from multiple aviation lenders. Compare rates, terms, and find the best deal for your aircraft purchase.

Get Aircraft Financing Quotes

Why Finance a Cessna 210 Centurion?

  • High-Performance Capability - 174-knot cruise with 27,000 ft service ceiling
  • Pressurized Cabin Available - P210 models offer turbocharged and pressurized comfort
  • Excellent Range - 850 nm range ideal for business and cross-country travel
  • Six-Seat Capacity - Comfortable cabin with club seating option
  • Strong Resale Value - Well-maintained 210s hold value well

Cessna 210 Centurion Financing Options

Competitive Interest Rates

  • New Cessna 210 Centurion: Starting at 6.5% APR
  • Late-model used (2010+): Rates from 6.75% APR
  • Older models: Rates from 7.5% APR
  • Terms up to 20 years available for qualified buyers

Flexible Down Payment Options

  • As low as 15-20% down for qualified buyers
  • Higher down payments may qualify for better rates
  • Trade-in equity can be applied to down payment
  • Refinance options available for existing owners

Frequently Asked Questions - Cessna 210 Centurion Financing

What credit score do I need to finance a Cessna 210 Centurion?

Lenders typically require a minimum credit score of 680-700 for Cessna 210 Centurion financing. Borrowers with scores above 720 receive the best rates. The Cessna 210 Centurion's strong market demand helps secure favorable financing terms for qualified borrowers.

How much down payment is required for a Cessna 210 Centurion?

Down payments typically range from 15-20% depending on aircraft age, condition, and buyer qualifications. Well-maintained aircraft with modern avionics may qualify for lower down payments. Your credit profile and experience also influence requirements.

What loan terms are available for Cessna 210 Centurion financing?

Typical loan terms range from 15-20 years for newer models and 12-15 years for older aircraft. Amortization can extend to 20 years with flexible balloon payment structures. Your final term depends on aircraft age, value, and your financial profile.

What insurance is required for a financed Cessna 210 Centurion?

Lenders require liability coverage (minimum $1M) and hull insurance covering the full loan amount. Annual premiums range from $1,800-$5,000 depending on pilot experience, hull value, and whether the aircraft is used for business or personal purposes. Insurance costs are generally reasonable for this aircraft type.

How quickly can I get approved for Cessna 210 Centurion financing?

Pre-qualification typically takes 24-48 hours with basic information. Full underwriting requires 7-14 business days with complete documentation including tax returns, financial statements, and aircraft details. Closing can occur within 3-4 weeks of application, sometimes faster for experienced borrowers with clean credit.

Can I include avionics upgrades in my Cessna 210 Centurion financing?

Yes, avionics upgrades like Garmin G500/G600/G3X installations can often be rolled into your purchase loan or accomplished through a refinance. Modern glass cockpits typically add value exceeding their cost, making them attractive to both lenders and buyers. Lenders prefer certified installations with proper documentation.

What happens if I want to upgrade to a different aircraft later?

You can sell your Cessna 210 Centurion at any time and use equity toward your next aircraft. Well-maintained aircraft typically build equity over time, especially if you maintain it well and make strategic improvements. Some lenders offer streamlined refinancing or trade-up programs.

Start Your Cessna 210 Centurion Financing Today

Experience professional aviation financing designed specifically for Cessna 210 Centurion aircraft. Our specialists understand this aircraft's unique qualities and can secure the best terms for your purchase.

Get Pre-Qualified Now

Related Articles & Resources