Finance Your Piper M350

The Piper M350 is a modern pressurized single that combines performance, capability, and value. Whether you're upgrading your aircraft or making your first purchase, we provide specialized Piper M350 financing solutions with competitive rates and flexible terms tailored to your needs.

Piper M350 Specifications & Performance

SpecificationDetails
CategoryPiston Single-Engine Pressurized
Price Range$950,000 - $1,450,000
Typical Used Price$1,250,000
EngineLycoming TIO-540 (350 hp)
Cruise Speed213 knots
Range1,343 nm
Seats6
Useful Load1,310 lbs
Service Ceiling25,000 ft

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Why Finance a Piper M350?

  • Garmin G1000 NXi - Advanced touchscreen avionics suite
  • Pressurized Performance - 5.5 psi cabin pressure for FL250 comfort
  • Extended Range - 1,343 nm with 45-minute reserves
  • Known Ice Protection - TKS weeping wing system standard
  • Factory New Option - Current production aircraft with full warranty

Piper M350 Financing Options

Competitive Interest Rates

  • New Piper M350: Starting at 6.5% APR
  • Late-model used (2010+): Rates from 6.75% APR
  • Older models: Rates from 7.5% APR
  • Terms up to 20 years available for qualified buyers

Flexible Down Payment Options

  • As low as 15-20% down for qualified buyers
  • Higher down payments may qualify for better rates
  • Trade-in equity can be applied to down payment
  • Refinance options available for existing owners

Frequently Asked Questions - Piper M350 Financing

What credit score do I need to finance a Piper M350?

Lenders typically require a minimum credit score of 680-700 for Piper M350 financing. Borrowers with scores above 720 receive the best rates. The Piper M350's strong market demand helps secure favorable financing terms for qualified borrowers.

How much down payment is required for a Piper M350?

Down payments typically range from 15-20% depending on aircraft age, condition, and buyer qualifications. Well-maintained aircraft with modern avionics may qualify for lower down payments. Your credit profile and experience also influence requirements.

What loan terms are available for Piper M350 financing?

Typical loan terms range from 15-20 years for newer models and 12-15 years for older aircraft. Amortization can extend to 20 years with flexible balloon payment structures. Your final term depends on aircraft age, value, and your financial profile.

What insurance is required for a financed Piper M350?

Lenders require liability coverage (minimum $1M) and hull insurance covering the full loan amount. Annual premiums range from $2,500-8,000 depending on pilot experience, hull value, and aircraft type. Multi-engine and pressurized aircraft require higher minimum pilot qualifications.

How quickly can I get approved for Piper M350 financing?

Pre-qualification typically takes 24-48 hours with basic information. Full underwriting requires 7-14 business days with complete documentation including tax returns, financial statements, and aircraft details. Closing can occur within 3-4 weeks of application, sometimes faster for experienced borrowers with clean credit.

How does pressurization affect Piper M350 financing and insurance?

Pressurized aircraft require additional training and higher pilot qualifications. Insurance companies typically require pressurization training and may mandate recurrent training annually. Maintenance costs for pressurization systems should be factored into your operating budget. Lenders view well-maintained pressurization systems favorably.

Can I include avionics upgrades in my Piper M350 financing?

Yes, avionics upgrades like Garmin G500/G600/G3X installations can often be rolled into your purchase loan or accomplished through a refinance. Modern glass cockpits typically add value exceeding their cost, making them attractive to both lenders and buyers. Lenders prefer certified installations with proper documentation.

What happens if I want to upgrade to a different aircraft later?

You can sell your Piper M350 at any time and use equity toward your next aircraft. Well-maintained aircraft typically build equity over time, especially if you maintain it well and make strategic improvements. Some lenders offer streamlined refinancing or trade-up programs.

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