Daher TBM 910 Financing - Competitive Aircraft Loan Rates

Finance Your Daher TBM 910

The Daher TBM 910 is a high-performance turboprop single that combines performance, capability, and value. Whether you're upgrading your aircraft or making your first purchase, we provide specialized Daher TBM 910 financing solutions with competitive rates and flexible terms tailored to your needs.

Daher TBM 910 Specifications & Performance

Specification	Details
Category	Turboprop Single-Engine
Price Range	$3,500,000 - $4,500,000
Typical Used Price	$4,000,000
Engine	Pratt & Whitney PT6A-66D (850 shp)
Cruise Speed	330 knots
Range	1,730 nm
Seats	6
Useful Load	2,950 lbs
Service Ceiling	31,000 ft

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Why Finance a Daher TBM 910?

330-Knot Cruise - Fastest single-engine turboprop
PT6A-66D Power - 850 shp for exceptional performance
Extended Range - 1,730 nm handles transcontinental missions
Pressurized Cabin - Comfortable at FL310
Garmin G3000 - Advanced touchscreen avionics

Daher TBM 910 Financing Options

Competitive Interest Rates

New Daher TBM 910: Starting at 5.5% APR
Late-model used (2010+): Rates from 5.75% APR
Older models: Rates from 6.5% APR
Terms up to 20 years available for qualified buyers

Flexible Down Payment Options

As low as 15% down for qualified buyers
Higher down payments may qualify for better rates
Trade-in equity can be applied to down payment
Refinance options available for existing owners

Ownership Economics: Understanding Daher TBM 910 Operating Costs

The Daher TBM 910 represents the pinnacle of single-engine turboprop performance, combining speed, range, and capability with premium operating costs. Understanding true ownership economics is essential for executive and corporate pilots considering this aircraft class.

Direct Operating Costs (DOC) Breakdown

Based on 250 flight hours annually (typical for corporate/executive use):

Fuel Consumption: 65-75 GPH at cruise (330 knots), approximately $73,000-84,000/year at $4.50/gallon
Engine Oil & Additives: $3,200-4,800/year for premium turboprop oils
Engine Reserve: $10,000-14,000/year (reserve for overhaul over 3,500 TBO hours)
Propeller Maintenance: $6,000-9,000/year (constant-speed prop with McCauley governor requires specialized maintenance)
Pressurization System Reserve: $4,000-6,000/year for cabin altitude maintenance and seal replacement
Avionics Maintenance: $4,500-6,500/year for Garmin G3000 NXi glass panel certification and updates

Total Direct Operating Cost: Approximately $100,700-123,300 annually, or roughly $403-493 per flight hour for 250 hours/year of executive operations.

Fixed Annual Costs

Hangar/Storage: $8,400-12,000/year ($700-1,000/month for premium hangar facilities)
Insurance: $24,000-36,000/year (executive/corporate coverage significantly exceeds piston rates)
Annual & Condition Inspections: $4,000-6,000/year comprehensive turboprop assessment
Registration, Taxes & Licensing: $1,500-2,500/year for IFR-certified operations
Pilot Training & Recurrent: $6,000-9,000/year (turboprop type rating recurrent training every 12 months)

Total Annual Ownership Cost Example

For a $4,000,000 Daher TBM 910 with 250 flight hours/year and 20% down ($800,000):

Direct Operating Costs: $112,000
Hangar/Storage: $10,200
Insurance: $30,000
Inspections & Certifications: $5,000
Pilot Training: $7,500
Registration/Licensing: $2,000
Total Fixed + Variable: $166,700/year (~$667/hour)

Add loan payments (~$15,000-17,000/month with 20% down and 15-year term) and total ownership cost reaches approximately $346,700-370,700 annually—or roughly $1,387-1,483 per flight hour, positioning the TBM 910 as a serious investment for high-utilization corporate flight departments.

Maintenance Timeline & Service Intervals

The TBM 910's advanced systems demand sophisticated maintenance planning. While reliability is excellent, understanding the maintenance schedule prevents unexpected downtime in critical operations.

100-Hour & Annual Inspection Cycles

100-Hour Inspection: Optional for private operations but recommended, $2,500-3,500 including systems review and fluid analysis.

Annual Inspection: Mandatory regardless of hours, $3,500-5,000 covering comprehensive airworthiness assessment and G3000 certification.

500-Hour Service Interval

At 500 flight hours (2 years of typical 250-hour/year use):

Engine borescope inspection: $2,500-3,500
Propeller overhaul or major repair: $6,000-10,000
Pressurization system inspection and seal replacement: $2,500-4,000
Garmin G3000 major software update and full system recertification: $2,000-3,000
Total 500-hour service: $13,000-20,500

1,500-Hour Major Service & Overhaul Planning

At 1,500 flight hours (6 years of 250-hour/year operation), major scheduled maintenance is critical:

Engine tear-down inspection at 1,500 hours: $5,000-7,000
Propeller mid-life overhaul or replacement: $12,000-18,000
Pressurization system major overhaul: $5,000-8,000
Hydraulic system overhaul and seal replacement: $3,500-5,500
Avionics system major certification and update: $3,000-4,500
Total 1,500-hour major service: $28,500-43,000

Engine Overhaul at TBO (3,500 Hours)

The Pratt & Whitney PT6A-66D engine has a generous 3,500-hour TBO:

Factory-Authorized PT6A-66D Overhaul: $110,000-160,000
Core Exchange Program: $95,000-140,000 (faster turnaround, more economical)
Propeller Major Overhaul (concurrent): $15,000-25,000
Parts, labor, and accessories: Adds $12,000-18,000
Total Engine Overhaul Package: $132,000-218,000

Budget for this major expense by reserving $38-62/hour of operation in a maintenance fund ($9,500-15,500 annually for 250-hour users).

Daher TBM 910 Financing Rates & Market Conditions

High-performance turboprop financing reflects premium aircraft status and sophisticated buyer profiles. Here's what to expect in 2024-2025:

Rate Ranges by Aircraft Age & Condition

Brand New (0 hours): Starting 5.5%-6.0% APR for well-qualified buyers ($5M+ net worth)
Late-Model Used (2015-2023, under 1,500 hours): 6.0%-6.75% APR with excellent maintenance records
Mid-Range (2005-2015, 1,500-2,500 hours): 6.5%-7.5% APR depending on maintenance documentation
Older Models (pre-2005, 2,500+ hours): 7.5%-9.0% APR; high hours and aging systems impact rates significantly

Factors Affecting TBM 910 Interest Rates

Credit Score: Minimum 700 required; 740+ receives best rates (0.25%-0.5% improvement per 20-point increment)
Net Worth Verification: Lenders require $3M-6M net worth independent of aircraft value
Engine Time: Aircraft with 2,500+ hours toward 3,500-hour TBO face +0.5%-1.0% rate penalty
Glass Panel Avionics Status: Older glass cockpits (non-G3000) add +0.25%-0.75% to rates due to upgrade potential costs
Maintenance History: Spotty or incomplete records add +0.5%-1.5% to rates; immaculate records may earn 0.25% discount

Sample Financing Scenarios

Scenario 1 - Well-Qualified Executive: $4,000,000 aircraft, 25% down ($1,000,000), 15-year term, 6.0% APR = $23,668/month

Scenario 2 - Corporate Flight Department: $3,800,000 aircraft, 20% down ($760,000), 15-year term, 6.5% APR = $22,164/month

Scenario 3 - Higher-Hour Aircraft (2,500 hours): $2,800,000 aircraft, 25% down ($700,000), 12-year term, 7.5% APR = $18,975/month

TBM 910 Ownership vs. Alternatives

Before committing $4M+ to TBM 910 ownership, evaluate these alternatives for executive transportation:

Full Ownership vs. On-Demand Charter

On-Demand Charter Cost: $4,500-6,500/hour all-inclusive (crew, fuel, insurance, maintenance)
Full Ownership Cost: $667-750/hour all-inclusive with loan payments and fixed costs
Break-Even Analysis: Ownership becomes economical at 300+ hours annually for corporate users
Tax Benefits: Ownership provides depreciation, maintenance deductions vs charter's limited deductibility

Ownership vs. Fractional Programs

Fractional operators (NetJets, XO) offer middle-ground solutions:

Fractional Hourly Cost: $4,000-5,500/hour (includes crew, fuel, maintenance)
Fractional Upfront: $800,000-1,500,000 for 1/16 share (depending on program)
Advantage: Lower upfront capital, managed maintenance, crew handled, scheduled flexibility
Disadvantage: No equity build, continuous payments, limited scheduling preferences for high-utilization users

Red Flags & Lender Concerns for TBM 910 Financing

High-value turboprop lending requires detailed underwriting. Lenders scrutinize these risk factors:

Aircraft-Specific Red Flags

Engine Time Status: Aircraft with 2,500+ hours toward TBO require immediate overhaul plan; lenders may discount value 15-25%
Propeller History: Complete overhaul records mandatory; any undocumented major repairs raise serious red flags
Pressurization System Issues: Any history of pressurization failures, depressurization events, or cabin altitude issues requires detailed inspection reports
Glass Panel Avionics Age: Non-G3000 aircraft may face +0.75% rate penalty; older systems have higher upgrade/replacement costs
Maintenance Records Gaps: Missing annual inspections or 500-hour service records are disqualifying factors

Borrower-Specific Concerns

Pilot Experience: Turboprop type rating required; lenders prefer 500+ turboprop hours; commercial/corporate operations require ATP
Financial Stability: Lenders verify continuous ability to cover $166K+ annual fixed costs; typically requires $3M-6M liquid net worth independent of aircraft investment
Usage Pattern: Business/corporate use receives better rates than fractional charter use; lenders review business plans for commercial operations

Frequently Asked Questions - Daher TBM 910 Financing

What credit score do I need to finance a Daher TBM 910?

Lenders typically require a minimum credit score of 680-700 for Daher TBM 910 financing. Borrowers with scores above 720 receive the best rates. The Daher TBM 910's strong market demand helps secure favorable financing terms for qualified borrowers.

How much down payment is required for a Daher TBM 910?

Down payments typically range from 15% depending on aircraft age, condition, and buyer qualifications. Well-maintained aircraft with modern avionics may qualify for lower down payments. Your credit profile and experience also influence requirements.

What loan terms are available for Daher TBM 910 financing?

Typical loan terms range from 15-20 years for newer models and 12-15 years for older aircraft. Amortization can extend to 20 years with flexible balloon payment structures. Your final term depends on aircraft age, value, and your financial profile.

Can I finance a Daher TBM 910 for business use?

Absolutely. The Daher TBM 910 is commonly used for business travel, and business use provides significant tax advantages including Section 179 depreciation, bonus depreciation, and operating expense deductions. Consult your tax advisor for specific benefits applicable to your situation.

What insurance is required for a financed Daher TBM 910?

Lenders require liability coverage (minimum $1M) and hull insurance covering the full loan amount. Annual premiums range from $1,800-$5,000 depending on pilot experience, hull value, and whether the aircraft is used for business or personal purposes. Insurance costs are generally reasonable for this aircraft type.

How quickly can I get approved for Daher TBM 910 financing?

Pre-qualification typically takes 24-48 hours with basic information. Full underwriting requires 7-14 business days with complete documentation including tax returns, financial statements, and aircraft details. Closing can occur within 3-4 weeks of application, sometimes faster for experienced borrowers with clean credit.

Can I include avionics upgrades in my Daher TBM 910 financing?

Yes, avionics upgrades like Garmin G500/G600/G3X installations can often be rolled into your purchase loan or accomplished through a refinance. Modern glass cockpits typically add value exceeding their cost, making them attractive to both lenders and buyers. Lenders prefer certified installations with proper documentation.

What happens if I want to upgrade to a different aircraft later?

You can sell your Daher TBM 910 at any time and use equity toward your next aircraft. Well-maintained aircraft typically build equity over time, especially if you maintain it well and make strategic improvements. Some lenders offer streamlined refinancing or trade-up programs.

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Daher TBM 910 Aircraft Financing