The Cessna 210 Centurion is a fast, high-payload retractable single — a genuine six-seat cross-country machine, with turbocharged and pressurized versions for high-altitude work. It has been out of production since 1986, so every 210 is a used aircraft, and one Airworthiness Directive on the wing carry-through spar is essential to understand before you buy or finance one. This guide covers 210 values in 2026, the spar AD, and how the financing works.
Key takeaways
- Out of production since 1986. Every 210 is a used aircraft — there are no new models — so condition and records are everything.
- Know the wing-spar AD. An FAA Airworthiness Directive requires inspection of the wing carry-through spar; compliance status directly affects value, insurability, and financing.
- Strong capability, wide price range. 210s span roughly $150,000 to $500,000 depending on model, turbo/pressurization, and condition.
- Retractable, high-performance. Expect somewhat higher insurance and thorough gear and airframe inspections.
- Rates are illustrative. Older high-performance singles typically see 15-year terms and 20%+ down. Jaken Aviation is a brokerage, not a lender.
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What a Cessna 210 Centurion Costs in 2026
Because the 210 hasn't been built since 1986, values are driven entirely by model (210, T210 turbo, P210 pressurized), engine and airframe condition, avionics upgrades, and — critically — wing-spar AD compliance.
| Model / vintage | Typical price range | What drives it |
|---|---|---|
| P210 (pressurized) | ~$250,000–$500,000 | Pressurization, turbo, panel, engine time |
| T210 (turbocharged) | ~$200,000–$450,000 | Turbo, avionics, engine SMOH, spar status |
| 210 (normally aspirated) | ~$150,000–$350,000 | Condition, panel upgrades, engine time |
Illustrative Financing Rates & Terms
As an out-of-production, high-performance retractable single, the 210 finances with condition and AD compliance front and center. These ranges are illustrative for early 2026, not offers; see our aircraft loan rates guide for the full picture.
| Buyer / aircraft profile | Credit tier | Illustrative APR | Typical down | Typical term |
|---|---|---|---|---|
| Clean, low-time, AD-current | Strong (720+) | 7% – 8% | 20% | 15 yrs |
| Average condition | Good (680–719) | 7.5% – 8.75% | 20–25% | 10–15 yrs |
| Older / higher-time airframe | Strong (720+) | 8% – 9% | 25% | 10–15 yrs |
| Any 210 | Challenged (<680) | 9% – 12%+ | 25%+ | 10–15 yrs |
The Wing-Spar AD & What It Means for Financing
The single most important thing to understand about a 210 purchase is the wing carry-through spar Airworthiness Directive. After an in-flight structural failure, the FAA issued an AD requiring inspection of the 210's wing carry-through spar; airplanes with corrosion or cracking may require further action. For a buyer and lender, this matters in several ways:
- Compliance status is part of the value. An airplane with the inspection current and a clean result is worth more and finances more easily than one with the AD outstanding or with findings.
- Make it a pre-buy priority. Confirm the spar inspection has been done, review the results, and understand any recurring inspection interval before you commit.
- Insurers care too. AD compliance affects insurability, and the lender needs coverage bound at closing.
- Out of production means parts and support come from the used and aftermarket supply chain — a reason to buy a well-documented, well-maintained example.
Do not skip this. The wing-spar AD is the defining diligence item on a 210. Use a 210-experienced shop for the pre-buy inspection and confirm AD status in writing before financing.
Worked Monthly Payment Examples
Illustrative principal-and-interest only, using the rates above; excludes taxes, insurance, and closing costs. Model your own numbers with our aircraft loan calculator.
| Scenario | Price | Down | Financed | Rate / term | Est. monthly (P&I) |
|---|---|---|---|---|---|
| 1985 T210N, strong credit | $300,000 | 20% ($60,000) | $240,000 | 7.5% / 15 yr | ~$2,225 |
| 1982 P210 (pressurized), strong credit | $320,000 | 25% ($80,000) | $240,000 | 7.75% / 15 yr | ~$2,260 |
| 1978 210M, good credit | $190,000 | 20% ($38,000) | $152,000 | 8.0% / 15 yr | ~$1,455 |
Total Cost of Ownership
A 210 delivers a lot of capability per dollar, but budget realistically:
- Fuel: the big Continental burns roughly 15–18 gph in cruise (more for the turbo at altitude) — on the order of $95–$125 per flight hour at 2026 avgas prices.
- Insurance: higher than a fixed-gear single due to retractable gear and performance; sensitive to time-in-type.
- Spar & gear inspections: budget for the wing-spar AD interval and retractable-gear upkeep.
- Annual & maintenance: an out-of-production airframe rewards a shop that knows the type.
- Engine reserve: set aside per flight hour toward the overhaul.
For a cross-model view, see our aircraft ownership cost guide.
Rates, terms, and prices in this article are illustrative examples for the 2026 market and are not offers of credit. Jaken Aviation is a licensed aircraft financing brokerage — a division of Jaken Finance Group — and does not make loan decisions. All financing is subject to lender approval.
Frequently Asked Questions
Are there new Cessna 210s available in 2026?
No. Cessna ended 210 production in 1986, so every Centurion is a used aircraft. That makes condition, records, and Airworthiness Directive compliance the central issues when financing one.
What is the wing-spar AD and does it affect financing?
The FAA issued an Airworthiness Directive requiring inspection of the 210's wing carry-through spar. Compliance status affects value, insurability, and financing. Confirm the inspection is current with clean results before you buy, and use a 210-experienced pre-buy.
How much do I need to put down on a 210?
As an older, high-performance retractable single, expect 20-25% down and typically a 15-year term. Clean, AD-current airplanes with strong credit see the best terms. These are typical ranges, not guarantees.
Does the P210 pressurized model finance differently?
It finances on similar terms; pressurization adds value and complexity. Budget for pressurization-system maintenance, and confirm spar AD status just as you would on any 210.
Are the rates in this guide guaranteed?
No. Every figure is illustrative for planning only. Jaken Aviation is a brokerage, not a lender; your actual offer comes from a lender after a full application and is subject to credit approval.
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