Finance Your Gulfstream G280

The Gulfstream G280 is a super midsize business jet that combines performance, capability, and value. Whether you're upgrading your aircraft or making your first purchase, we provide specialized Gulfstream G280 financing solutions with competitive rates and flexible terms tailored to your needs.

Gulfstream G280 Specifications & Performance

SpecificationDetails
CategorySuper Midsize Jet
Price Range$18,000,000 - $26,000,000
Typical Used Price$22,000,000
EngineTwin Honeywell HTF7250G (7,624 lbf each)
Cruise Speed482 knots
Range3,600 nm
Seats8-10
Useful Load8,500 lbs
Service Ceiling45,000 ft

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Why Finance a Gulfstream G280?

  • Transcontinental Range - 3,600 nm flies coast-to-coast nonstop
  • 482-Knot Cruise - Fast cruise saves valuable time
  • Stand-Up Cabin - Full galley, enclosed lavatory, and sleeping areas
  • PlaneView 280 - Advanced Rockwell Collins avionics
  • FL450 Capability - High altitude for efficiency and weather avoidance

Gulfstream G280 Financing Options

Competitive Interest Rates

  • New Gulfstream G280: Starting at 5.5% APR
  • Late-model used (2010+): Rates from 5.75% APR
  • Older models: Rates from 6.5% APR
  • Terms up to 20 years available for qualified buyers

Flexible Down Payment Options

  • As low as 15-20% down for qualified buyers
  • Higher down payments may qualify for better rates
  • Trade-in equity can be applied to down payment
  • Refinance options available for existing owners

Frequently Asked Questions - Gulfstream G280 Financing

What credit score do I need to finance a Gulfstream G280?

Lenders typically require a minimum credit score of 700-720 for Gulfstream G280 financing. Borrowers with scores above 750 receive the best rates. Jet financing typically requires stronger financial profiles and demonstrated liquidity.

How much down payment is required for a Gulfstream G280?

Down payments typically range from 15-20% depending on aircraft age, condition, and buyer qualifications. Jet financing often requires higher down payments (20-30%) and demonstration of significant liquid assets. Your credit profile and experience also influence requirements.

What loan terms are available for Gulfstream G280 financing?

Typical loan terms range from 10-15 years for newer models and 7-12 years for older aircraft. Jet financing often features shorter terms with balloon payments. Your final term depends on aircraft age, value, and your financial profile.

Can I finance a Gulfstream G280 for business use?

Absolutely. The Gulfstream G280 is commonly used for business travel, and business use provides significant tax advantages including Section 179 depreciation, bonus depreciation, and operating expense deductions. Jets over 6,000 lbs qualify for enhanced depreciation benefits.

What insurance is required for a financed Gulfstream G280?

Lenders require liability coverage (minimum $5-10M) and hull insurance covering the full loan amount. Annual premiums range from $25,000-100,000+ depending on pilot experience, hull value, and aircraft type. Training and type-specific experience affect premiums.

How quickly can I get approved for Gulfstream G280 financing?

Pre-qualification typically takes 24-48 hours with basic information. Full underwriting requires 14-30 business days with complete documentation including tax returns, financial statements, and aircraft details. Jet financing involves more extensive due diligence.

What pilot qualifications do lenders require for Gulfstream G280 financing?

Lenders typically require a multi-engine rating and prefer pilots with type rating and significant hours total time, including 250+ hours multi-engine experience. Jet experience and recurrent training are essential. Insurance requirements often exceed lender minimums.

Can I include avionics upgrades in my Gulfstream G280 financing?

Yes, avionics upgrades like Pro Line Fusion or Honeywell installations can often be rolled into your purchase loan or accomplished through a refinance. Modern glass cockpits typically add value exceeding their cost, making them attractive to both lenders and buyers. Lenders prefer certified installations with proper documentation.

What happens if I want to upgrade to a different aircraft later?

You can sell your Gulfstream G280 at any time and use equity toward your next aircraft. Well-maintained aircraft typically build equity over time, especially if you maintain it well and make strategic improvements. Some lenders offer streamlined refinancing or trade-up programs.

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