Fast, Flexible Aircraft Financing—From Pistons to Jets.
Brokered across a national lender network to secure the right terms for your aircraft acquisition or refinance.
Loans arranged for piston, turboprop, light jet, mid-size jet, helicopter, and select experimental/homebuilt aircraft.
Start Your Financing Request
Submit your information through our secure portal to begin the pre-qualification process. We'll contact you within one business day.
Aircraft Loan Programs
We broker financing for a wide variety of aviation needs and asset types.
Aircraft Purchase Loans
Financing for new and pre-owned piston, turboprop, and jet aircraft for personal or business use.
Helicopter Financing
Specialized loan products for new and used helicopters, from light single-engine to multi-engine turbine models.
Refinance & Cash-Out
Lower your monthly payment, change your term, or access equity in your aircraft for upgrades or other investments.
Avionics & Engine Overhaul
Secure equipment financing to fund major inspections, engine overhauls, or next-generation avionics upgrades.
Leaseback & Fractional
Financing solutions structured for Part 135 operations, flight schools, or fractional ownership models.
Experimental/Homebuilt
Specialized financing for eligible experimental and homebuilt aircraft. Lender criteria are specific; contact us to discuss.
Popular Aircraft We Finance
Explore financing guides for 50 popular piston, turboprop, jet, and helicopter models.
Cessna 152 Financing
Trainer & personal
Cessna 172 Financing
Top training platform
Cessna 182 Skylane Financing
IFR family traveler
Cessna 206 Stationair Financing
Utility & backcountry
Cessna 210 Centurion Financing
High-performance piston
Cessna 310 Financing
Twin piston classic
Cessna 340 Financing
Cabin-class twin
Cessna 414 Chancellor Financing
Comfortable piston twin
Cessna 421 Golden Eagle Financing
Premium piston twin
Cessna 441 Conquest II Financing
Twin turboprop
Cessna Caravan 208B Financing
Utility turboprop
Cessna Citation M2 Financing
VLJ performance
Cessna Citation CJ3+ Financing
Light jet favorite
Cessna Citation XLS+ Financing
Mid-size staple
Cirrus SR20 Financing
Modern trainer
Cirrus SR22 Financing
High-performance piston
Cirrus SR22T Financing
Turbo performance
Cirrus Vision Jet SF50 Financing
Personal jet
Daher TBM 910 Financing
Fast turboprop
Daher TBM 960 Financing
Flagship TBM
Diamond DA20 Financing
Efficient trainer
Diamond DA40 Financing
Composite four-seat
Diamond DA42 Twin Star Financing
Diesel twin
Diamond DA50 RG Financing
Modern piston
Diamond DA62 Financing
Luxury twin
Embraer Phenom 300E Financing
Light jet leader
Gulfstream G280 Financing
Mid-size jet
HondaJet Elite S Financing
Efficient VLJ
Mooney M20J 201 Financing
Speed & efficiency
Mooney M20R Ovation Financing
Cross-country
Mooney M20V Acclaim Ultra Financing
Top-end Mooney
Pilatus PC-12 Financing
Swiss utility
Piper Archer Financing
Proven trainer
Piper Arrow Financing
Complex trainer
Piper Cherokee Six Financing
Utility piston
Piper Dakota Financing
Load & range
Piper Lance/Saratoga Financing
Six-seat piston
Piper M350 Financing
Pressurized piston
Piper M500 Financing
Single-engine turbine
Piper M600 SLS Financing
Flagship SETP
Piper Malibu/Mirage Financing
PA-46 family
Piper PA-31 Navajo Financing
Cabin-class twin
Piper Seneca V Financing
Twin piston
Piper Warrior II/III Financing
Training staple
Beechcraft Bonanza G36 Financing
Premium single
Beechcraft Baron G58 Financing
Premium twin
King Air C90GTx Financing
Entry turboprop
King Air 200/250 Financing
Workhorse twin
King Air 350i Financing
Flagship turboprop
Bell 407 Financing
Versatile helicopter
Programs are illustrative; final terms subject to credit approval and lender guidelines.
Illustrative Rates & Terms
We work with lenders to find the optimal structure for your mission and financial profile. The following are for illustrative purposes only.
| Product | Typical LTV | Term / Amortization | Rate Type | Prepayment Notes |
|---|---|---|---|---|
| Piston Aircraft | 80-90% | 15-20 yr / 15-20 yr | Fixed | Varies by lender; some have no penalty |
| Turboprop | 80-85% | 5-20 yr / 15-25 yr | Fixed or Variable | Common for first 3-5 years |
| Light & Mid-Size Jets | 80-85% | 5-12 yr / 15-25 yr | Fixed or Variable | Standard; structure is negotiable |
| Helicopters | 75-85% | 7-12 yr / 10-15 yr | Fixed or Variable | Common; varies by asset and use |
Disclaimer: Rates, LTVs, and terms shown are illustrative and not guaranteed. All loans are subject to lender credit approval and market conditions. Your final terms may vary.
How Aircraft Financing Works
Our white-glove process is designed for speed, transparency, and optimal results.
Apply & Consult
Submit your application and discuss your acquisition goals with our team. We'll review your financial profile and the target aircraft.
Get Matched
We broker your request across our national lender network to find the best-fitting loan programs, optimizing rate, term, and LTV.
Underwriting
We package your file and submit it to the selected lender for full credit review, managing information requests along the way.
Approval & Closing
Upon approval, we coordinate with you, the seller, escrow, and insurance to ensure a smooth and timely closing process.
Why Jaken Aviation
Broad Lender Access
Gain access to a diverse network of national banks, credit unions, and specialty aviation lenders with a single application.
Aircraft-Savvy Team
Our team understands aviation. We speak your language and appreciate the nuances of aircraft transactions, from pre-buy to closing.
White-Glove Process
We manage the entire financing process, providing fast pre-qualifications and dedicated support so you can focus on your aircraft.
Flexible Structuring
We support personal, LLC, and corporate ownership structures and help coordinate hangar, insurance, and title requirements.
Frequently Asked Questions
What is the difference between loan term and amortization?
The term is the length of time until the loan must be fully repaid, often involving a balloon payment. The amortization is the period over which your payments are calculated. A longer amortization (e.g., 20 years) results in lower monthly payments, even if the loan term is shorter (e.g., 5 years).
What are typical LTV (Loan-to-Value) ratios for aircraft loans?
LTV depends on the aircraft's age, type, and value, as well as your credit profile. Typically, you can expect 80-90% for modern piston aircraft and 80-85% for most turboprops and jets. This means a down payment of 10-20% is standard.
Should I choose a fixed or variable interest rate?
Fixed rates offer predictable payments for the life of the loan, protecting you from market fluctuations. Variable rates are often lower initially but can change over time. We help you analyze the trade-offs based on your risk tolerance and the current economic environment.
Can I finance an aircraft under an LLC or corporation?
Yes. Financing under a business entity like an LLC or S-Corp is very common and often recommended for liability and tax purposes. Lenders will typically require a personal guarantee from the principals of the entity.
How long does the aircraft financing process take?
While it varies, a typical timeline is 1-3 days for a pre-qualification, followed by 1-2 weeks for underwriting and approval once a purchase agreement is in place. The entire process from application to closing can often be completed in 2-4 weeks, assuming all documentation is in order.
What documents are required for an aircraft loan application?
Generally, you will need: personal financial statements, 2-3 years of tax returns (personal and business), a pilot resume/history, a spec sheet for the target aircraft, and a signed purchase agreement.
Is financing available for experimental or homebuilt aircraft?
Yes, but it's a specialized area. A few select lenders will finance high-quality, professionally-built experimental aircraft (e.g., from brands like Glasair, Lancair, Vans RV). Eligibility is determined on a case-by-case basis, focusing on build quality, records, and market value.
Do lenders finance the pre-buy inspection?
The cost of the pre-buy inspection is typically an out-of-pocket expense for the buyer and is not included in the aircraft loan. It is a critical step to ensure the aircraft is a sound investment before the lender finalizes the loan.
About Jaken Aviation
Jaken Aviation is a specialized division of the Jaken Finance Group, a trusted name in private finance. Our mission is to provide pilots, owners, and businesses with a smarter, more efficient path to aircraft ownership. By leveraging deep industry expertise and a comprehensive network of lending partners, we deliver tailored financing solutions with the white-glove service our clients deserve. We are passionate aviators and finance professionals dedicated to helping you take flight.