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Aircraft Loan Amortization Calculator

Create detailed amortization schedules showing principal and interest breakdown for each payment. Analyze extra payments and see how quickly you can pay off your loan.

How to Use This Calculator

  1. Enter aircraft purchase price and down payment amount
  2. Specify interest rate, term, and any loan origination fees
  3. Choose whether to finance the loan fees into the loan amount
  4. View the detailed amortization schedule with principal/interest breakdown
  5. Optionally add extra monthly payments to accelerate payoff
  6. Export your schedule as CSV for use in spreadsheets

Purchase & Financing Details

Total purchase price (e.g., $500,000)
Down payment amount (e.g., $100,000)
Automatically calculated from amount
Purchase price minus down payment

Loan Fees & Costs

Lender fees, processing, appraisal, etc. (e.g., $5,000)
When checked, fees are added to loan amount. When unchecked, you pay them upfront.
Loan amount + financed fees (if applicable)

Loan Terms

Current market rate (e.g., 5.5%)
Typical range: 5-20 years
Additional principal payment each month to accelerate payoff
Loan origination date

Payment Frequency

Make payments every two weeks. See interest savings and faster payoff below.

Payment Summary

Payment Amount
$0.00
Total Payments
$0.00
Total Interest
$0.00
Payoff Time
0 years

Payment Composition Chart

Amortization Schedule

First 24 months shown. Export for complete schedule.

Month Date Payment Principal Interest Balance
Disclaimer: This calculator provides estimates for planning purposes. Actual loan payments depend on your credit profile, lender requirements, down payment, and loan terms. Interest rates and terms vary by lender. Consult with a loan officer for exact quotes. Extra payments may have prepayment penalties—verify with your lender before making extra payments.

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Calculate detailed operational costs per flight hour including fuel, maintenance, and crew.

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