The PC-12 is the most versatile single-engine turboprop in the sky and is famous for holding its value — both of which help financing. This page covers how to finance a PC-12; for 2026 values and worked examples, see the full guide below.
| Factor | Typical for a Pilatus PC-12 |
|---|---|
| Typical loan amount | $1.5M–$6.2M by generation |
| Down payment | 15–20% |
| Term | 15–20-yr amortization (balloon common) |
| Illustrative rate | upper 6% to mid-7% for strong borrowers |
Figures are illustrative for planning, not offers of credit. For current market prices and worked payment examples, see the resources linked below.
What Shapes Your Pilatus PC-12 Loan
- Strong resale from broad demand (charter, EMS, corporate, owner) supports loan-to-value.
- Engine program (PT6) coverage supports value and eases underwriting.
- Part 135 use can be underwritten on a debt-service-coverage basis with the operation documented.
How to Finance a Pilatus PC-12
- Get pre-qualified. Turbine lenders assess your financial strength up front; a pre-qual sets your budget.
- Find the aircraft & confirm the engine program. Program status is central to value and financing.
- Full application with financials. Expect a closer look at income, liquidity, and intended use.
- Pre-buy inspection & appraisal. A turbine pre-buy protects you and the lender.
- Bind insurance (with training plan) & close. Turbine coverage must bind before funding.
Documents You'll Typically Need
- Personal financial statement and recent tax returns (business returns if buying through an entity)
- Recent bank/brokerage statements showing funds for the down payment and reserves
- Pilot certificate and, for higher-performance aircraft, time-in-type or a training plan
- The purchase agreement and the aircraft's specifications and logbooks
- An insurance quote you can bind at closing
Why work with a broker? Jaken Aviation is a brokerage, not a lender. We shop your Pilatus PC-12 loan across a national network of aviation lenders and compare structures so you don't have to apply to each one yourself.
Frequently Asked Questions
Why do PC-12s hold their value?
Their versatility keeps demand broad and resale strong, which supports loan-to-value and can help your terms.
How much down do I need on a PC-12?
Typically 15-20% for a well-qualified buyer, more on legacy or off-program aircraft. These are typical ranges, not guarantees.
Can I finance a PC-12 for charter?
Yes, often on a debt-service-coverage basis with the management and utilization plan documented.
Rates, terms, and figures in this article are illustrative examples for the 2026 market and are not offers of credit. Jaken Aviation is a licensed aircraft financing brokerage — a division of Jaken Finance Group — and does not make loan decisions. All financing is subject to lender approval.
Get Pre-Qualified for Pilatus PC-12 Financing
Tell us about your purchase and we'll compare offers across our lender network for your Pilatus PC-12.
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